The USA Health Insurance is top-tier insurance renowned across the US, thanks to their wide range of products. This insurance was started by the USHealth Group Inc., based in Fort Worth, Texas. The medical care offered by the insurance group is not limited to specified sickness/disease, innovative life, and disability and accident insurance solutions. Such packages are available to families, self-employed people, small business owners, and employees. In addition, the insurance policies offer individually tailored plans, having served over fifteen million clients for over fifty years.
The Insurance Products Offered
When it comes to health coverage, every client has unique needs. A choice is essential, and therefore the USA Health Insurance offers an array of options in which clients can select and settle on the cover that best suits them. Through this innovative product design, the USHealth group takes center stage in addressing every client’s needs for reliability as they seek to settle on the best insurance product.
Whether the budget is limited or worried about high remittances, this insurance product guarantees benefits for all covered services and discounts to all diverse clientele. This is a health plan since it is more affordable than comprehensive plans. In addition, it provides the first dollar protection and assurances, which are offered by a limited protection plan.
No matter the type of health insurance a client chooses, the insurance company helps improve their protection through auxiliary products, including specified sickness/ disease, critical illness, income protector, short-term accident disability income, and visual and dental plans.
Below are some of the top USA Health Insurance products from the USHealth Group.
The PremierAdvantage Fixed Indemnity PPO
The PremierAdvantage Fixed Indemnity Plans offer excellent first dollar payments to all covered healthcare services. It uses the countrywide UnitedHealthcare Choice Plus Network and pays the benefit amount without focusing on the incurred expenses. This package also gives clients the option of purchasing more coverage without additional underwriting through PremierMed.
One of the advantages of this product is that there are no calendar year deductibles that need to be satisfied. Also, the client gets the choice of choosing any doctor and any hospital of their preference. More so, this product also automatically locks a client’s rates for twenty-four months at no extra cost.
The Premier Choice – Disease, Sickness, and Accident PPO Plans
The PremierChoice-Disease, Sickness, and Accident PPO Plans offer first dollar payments for all costs incurred by the healthcare services covered. This product also does not require the calendar year deductible to be first met. Instead, the plans use a client’s selected network to pay the costs incurred during the covered services after the PPO discount. This product is also flexible in that a client can purchase more coverage without underwriting.
Some of the characteristics that make this plan unique are that there are no calendar year deductibles that must be satisfied and the choice of purchasing more coverage without underwriting. More so, the plan also locks a client’s rates for fifteen months without an extra charge.
The Accident Protector- Excess Medical Expense Coverage
The Accident Protector is an additional medical coverage expense plan brought forth to help seal the gap of out-of-pocket expenses that arise from accidental body injuries. This USA Health Insurance plan covers up to the selected excess medical cost once the applicable deductible is attained. For instance, the plan offers lump sum payouts if a client’s injury is accidental and if it results in a loss.
Some of the excess medical expense coverage includes medically necessary treatment by a physician or nurse, diagnostic tests and x-rays, oxygen use, renting medical equipment for a covered injury, prescription drugs, as well as medically necessary treatment by a dentist.
The cover also offers an emergency air ambulance to facilitate emergency transportation of injured clients to a hospital.
The Coverage selection and the associated deductible are as follows: $2,500 per Insured with $100 deductible, $5,000 per Insured with $250 deductible, $7,500 per Insured with $250 deductible, $10,000 per Insured with $500 deductible, $12,500 per Insured with $500 deductible, and $15,000 per insured with $500 deductible.
The LifeProtector- Life Coverage Plan
The LifeProtector- Life Coverage Plan is a ten-year life insurance plan that provides peace of mind for a client’s family via its valuable life insurance benefits in case an unforeseen event happens. This plan gives a family financial security.
It is pure and simple because it offers protection that meets obligations such as car payment, mortgage, education expense, and childcare, among others.
The plan’s benefits are not taxable for its beneficiaries.
It carries a premium payment starting from ten dollars to fifty dollars, with an increment of five dollars, making it very economical.
The SecureDental- dental Coverage PPO Plans
The SecureDental PPO plans are designed to meet the dental needs of families. This plan settles all covered dental procedures costs after the PPO discount up to the stated maximum. This insurance plan has three plans: the Premium Plan, Saver Plus Plan, and Saver Plan.
There’s More
Apart from the plans mentioned earlier, other plans offered by the USHealth Group include the SecureAdvantage Plan, HealthAcces II Plan, MedGuard Plan, IncomeProtector Plan, and the PremierVision Plan.
The USHealth Group has taken center stage in providing innovative health coverage solutions across the United States. These specially tailored and flexible insurance plans are designed for self-employed people, families, employees, as well as business owners. It takes a reputable insurance company with great expertise to recognize that every client is unique and requires an insurance plan that best suits their needs. The USHealth Group has gone the extra mile of providing a wide range of well-thought-out insurance policies to address each client’s needs. People looking for an insurance company to settle on a policy should carry out due diligence to ensure they are made a priority and their requirements met in full. There is more to insurance policies than what meets the eye; the USHealth Group has made a bold step in making it simpler to comprehend and choose.