Spain is a stunning country celebrated for its vibrant cities, diverse landscapes, beautiful beaches, rich culture, and delectable cuisine. If you are planning a vacation to this incredible destination and have begun chalking out your itinerary and booking flights and hotels, don’t forget to secure your trip with a travel insurance policy. You can purchase travel insurance online or from an insurance agent and embark on your journey without worrying about trip-related uncertainties. If you are wondering whether travel insurance is mandatory for Indians travelling to Spain, we will tell you in this article.
Is travel insurance compulsory for visiting Spain? Yes, travel insurance is mandatory for Indians applying for a Schengen visa to visit Spain. To obtain this visa, you need travel medical insurance of at least 30,000 Euros, and the policy should cover the entire Schengen area.
If you are planning a trip to Spain, you can easily purchase travel insurance for Spain online with just a few clicks. This insurance will not only help you get your visa but also provide peace of mind and financial security during your trip. It will protect you and your loved ones against unforeseen events, such as baggage loss, flight delays, and medical emergencies. Most insurance companies offer 24/7 assistance, so if you find yourself in a distressing situation at any time, your insurer will come to your rescue.
Advantages of travel insurance
Travel insurance offers many benefits to policyholders, easing their worries during unforeseen events. The following are the key benefits of a travel insurance policy —
- Emergency hospitalisation: If you or a loved one falls ill during the trip and requires hospitalisation, your travel insurance provider will cover the medical expenses. Medical costs can be quite high in many foreign countries, and hospitalisation for even a minor procedure can take away a significant part of your trip budget. Therefore, it is important to buy travel insurance, even for destinations where it isn’t mandatory. Some insurance providers also offer cashless hospitalisation in Spain and other countries, so you can opt for your treatment without worrying about upfront costs.
- Emergency dental treatment: Dental treatments can be quite expensive in foreign countries. So, if you require emergency dental care in Spain or any other country, the insurer will reimburse the bills.
Here’s an example. Suppose you suffer a dental injury during your trip and need immediate treatment. In this case, the insurer will cover the expenses, helping you ease your worries.
- Other medical expenses: A travel insurance policy offers coverage for personal accidents, medical evacuation, repatriation of mortal remains, and other medical expenses as well.
- Loss of checked-in baggage: If you lose your checked-in baggage, the insurer will reimburse you for the essential items you need to purchase, such as clothes and toiletries.
- Delay in arrival of checked-in baggage: There are times when checked-in baggage gets delayed by a few hours, causing hassles to travellers. If you find yourself in a similar situation, the insurer will reimburse you for the essentials you have to purchase during the delay. However, the coverage and benefits offered in such cases may vary from insurer to insurer. Hence, make sure you go through policy terms and conditions minutely before making a purchase.
- Trip delay: If your flight gets cancelled or rescheduled, the insurer will reimburse you for the additional expenses incurred. However, the reimbursement will depend on the terms and conditions of your policy.
- Trip cancellation: There may be times when you need to cancel a trip due to some unforeseen circumstances, such as a medical emergency or natural calamity. In this case, your travel insurance provider will reimburse you for the trip cancellation charges and other covered expenses.
- Emergency cash: If you are robbed of your money during the trip, the insurer will provide an emergency cash allowance. This allowance will depend on the amount specified in your travel insurance terms and conditions.
- Loss of Passport: Losing your Passport while travelling can be quite distressing. If you are covered under travel insurance, the insurer will cover the loss of your Passport and the expenses incurred for obtaining a new or duplicate one.
- Personal liability: If you are held legally responsible for causing injury to a third party or damaging someone else’s property while travelling, the insurer will cover the associated legal expenses.
- Compassionate visit: If you fall ill during the trip and are hospitalised for a certain number of days for treatment and recovery, the insurer may reimburse the compassionate visit expenses of an immediate family member.
In addition to these, a travel insurance policy may also cover missed flight connections, trip rescheduling, flight hijacking, injuries from adventure sports, and more. Coverage and benefits can vary from insurer to insurer, so make sure you compare several plans to make an informed purchase.
Conclusion
Summing up, if you are planning a trip to Spain, you must buy travel insurance online or offline to meet visa requirements and secure your trip. This insurance policy also provides a financial cushion against medical emergencies and other travel-related uncertainties. From boarding your flight to Spain to your flight return, the policy covers the entire trip. Therefore, if you encounter any emergency during the journey, your insurance provider is just a call away!